The PCCPAP responds to wage differentials within the construction industry, providing a program of premium credits to higher-wage employers. These credits are offset by loadings applied to construction classifications reflecting the portion of employers participating in the program and the average premium credit obtained by those participating businesses, thus maintaining the required premium level in each classification.
Following is a review of results obtained under the PCCPAP for Policy Years 2006 through 2020.
PA Construction Classification Premium Adjustment Program (PCCPAP) Study